RESNET Now Offers Insurance Opportunity

September/October 2004
This article originally appeared in the September/October 2004 issue of Home Energy Magazine.
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September 01, 2004
RESNET Now Offers Insurance Opportunity         With the attention given in the mass media to mold problems in buildings and the coverage of costly litigation regarding mold and indoor air quality over the past few years, more than a few contractors have thought long and hard about insurance coverage.A recent issue of Home Energy addressed this topic with articles about the challenges facing home energy raters and weatherization program providers who are seeking general liability insurance or professional liability insurance (see “Desperately Seeking Insurance,” Jan/Feb ’04, p. 28). General liability insurance is standard commercial insurance that covers property damage. Professional insurance covers errors and omissions on the part of the insured.         The challenges facing raters and weatherization professionals looking for insurance include clients who require that raters and contractors have insurance; insurance companies that have no idea what home energy raters do; and the high cost of insurance. In California, for example, general liability insurance can cost up to $5,000 per year.Want professional liability insurance also? That will cost you up to $3,000 more in California. But thanks to efforts by the Residential Energy Services Network (RESNET), ...

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